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    2027 Federal Poverty Guidelines Chart

    Official 2027 yearly FPL income thresholds by household size (1–8) for ACA Marketplace eligibility, Cost-Sharing Reductions (CSRs), and Medicaid benchmarks.

    Marketplace Benchmark Reference

    Yearly Poverty Guidelines (2027)

    Use these official annual income figures when quoting ACA Marketplace plans, verifying APTC subsidy eligibility, and assessing Silver plan Cost-Sharing Reductions.

    Official Reference Card

    Coverage Year 2027
    2027 Federal Poverty Guidelines Chart Yearly Income by household size 1 to 8 and 100% to 400% FPL

    Quick FPL % Lookup Tool

    Enter projected household income and family size to instantly see where your client falls on the 2027 FPL scale.

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    Enter an income above to see the client's percentage and CSR category.

    2027 Yearly Poverty Guidelines Table

    All amounts rounded to official yearly federal benchmarks.

    Filter size:
    Size100%138% (Medicaid)150% (94% CSR)200% (87% CSR)250% (73% CSR)300%400%
    1$15,960$22,025$23,940$31,920$39,900$47,880$63,840
    2$21,640$29,864$32,460$43,280$54,100$64,920$86,560
    3$27,320$37,702$40,980$54,640$68,300$81,960$109,280
    4$33,000$45,540$49,500$66,000$82,500$99,000$132,000
    5$38,680$53,379$58,020$77,360$96,700$116,040$154,720
    6$44,360$61,217$66,540$88,720$110,900$133,080$177,440
    7$50,040$69,056$75,060$100,080$125,100$150,120$200,160
    8$55,720$76,894$83,580$111,440$139,300$167,160$222,880

    * For families with more than 8 persons, add $5,680 for each additional person (at 100% FPL).

    Agent Field Guide

    Understanding Key ACA FPL Benchmarks

    How these income thresholds dictate consumer subsidies, Silver plan CSR variants, and Medicaid eligibility.

    100% FPL

    Medicaid Gap Threshold

    In non-expansion states, consumers must typically earn at least 100% FPL to qualify for Marketplace premium tax credits.

    138% FPL

    Medicaid Expansion Line

    In states that adopted Medicaid expansion, adults under age 65 with income up to 138% FPL qualify for Medicaid.

    100% – 150% FPL

    94% Actuarial Value CSR

    Consumers qualifying in this band receive Silver plans with nominal deductibles, low copays, and minimal maximum out-of-pocket costs.

    150% – 200% FPL

    87% Actuarial Value CSR

    Enrollees receive enhanced Silver plans with significantly lower cost-sharing and reduced deductibles.

    200% – 250% FPL

    73% Actuarial Value CSR

    Provides modest reductions in Silver plan copayments and out-of-pocket maximum limits.

    Above 400% FPL

    Full Premium Responsibility

    Standard benchmark ceiling where subsidies were traditionally phased out under statutory ACA rules.

    Quote with Confidence During Open Enrollment

    Pair this 2027 FPL chart with our Family Glitch Affordability Calculator and Commission Projector to provide top-tier guidance to every client.