ACA Certifications
Every certification you need to sell ACA health insurance — from the federal Marketplace (CMS / FFM) to all 22 State-Based Exchanges.
CMS Federally-Facilitated Marketplace (FFM) Certification
Required for selling ACA plans in the 28+ states that use the federal HealthCare.gov platform. Training and registration is completed annually through the CMS Enterprise Portal / MLMS (Marketplace Learning Management System) or approved third-party vendors like HealthSherpa.
Official CMS.gov registration portal
State Exchange Certification
These 22 states run their own marketplace instead of HealthCare.gov. Agents need each state's own certification to sell there. Pick a state to see its requirements and access its direct portal.
Covered California
California
Requirements
- ▸California license validated with the Department of Insurance (allow 3–5 business days)
- ▸Online certification courses and exam in Covered California's LMS
- ▸Agency of one or more needs an agency manager; downline agents sign the Non-Monetary Agreement
- ▸Small-business-only certification is a separate track (CCSB)
Opens official Covered California registration portal
Certification Notice & Annual Requirements
Exchange certification requirements, platform portals, training deadlines, and background checks are determined directly by the Centers for Medicare & Medicaid Services (CMS) and each individual state marketplace authority. Agents must maintain an active resident or non-resident health insurance license in each jurisdiction before completing exchange registration.
Health Reimbursement Bridge Certification
Expand your knowledge of Health Reimbursement Bridge strategies with specialized professional education from Joshua Brooker. ACA Training Ground visitors can receive $20 off the certification course using the available founder's offer.
Save $20 on HRB CertificationThis is an affiliate link. ACA Training Ground may receive compensation if you purchase through this link, at no additional cost to you.