Disclaimer: By purchasing this course, you acknowledge and agree to the following:The information provided in this course is intended for educational purposes only and reflects the most current knowledge and understanding of the Affordable Care Act (ACA) regulations and industry practices at the time of production. However, the ACA and related policies are subject to change frequently. We will attempt to keep information current, but it is the sole responsibility of the individual agent to stay informed and up-to-date with any new regulations, amendments, or changes that may affect the ACA and the insurance industry.ACA Training Ground and its affiliates make no representations, warranties, or guarantees regarding the completeness, accuracy, or suitability of the information presented in this course for any specific purpose. We are not liable for any errors, omissions, or outcomes related to the use of this information. By purchasing and using this course, you agree to take full responsibility for your actions and compliance with current and future ACA regulations.

This Non-Disclosure Agreement ("Agreement") is entered into as of the date of purchase of the ACA online course ("Effective Date") by and between ACA Training Ground ("Disclosing Party") and you, the course participant ("Receiving Party").

1. Purpose

The purpose of this Agreement is to protect the proprietary and confidential information that may be disclosed by the Disclosing Party to the Receiving Party in connection with the ACA online course ("Course").

2. Definition of Confidential Information

For purposes of this Agreement, "Confidential Information" shall include all information or material that has or could have commercial value or other utility in the business in which Disclosing Party is engaged, including but not limited to, course materials, content, videos, documents, proprietary techniques, trade secrets, and any other information related to the Course.

3. Obligations of Receiving Party

The Receiving Party agrees to: (a) Not disclose any Confidential Information to any third party without the prior written consent of the Disclosing Party.(c) Not use any Confidential Information for any purpose other than participating in the Course.(d) Not to reproduce, duplicate, or distribute any Confidential Information for resale, or giving access to course materials to anyone that didn’t already have paid access to view said materials.(d) Notify the Disclosing Party promptly of any unauthorized use or disclosure of the Confidential Information.

4. Exclusions from Confidential Information

Confidential Information does not include information that:

(a) is or becomes publicly known through no breach of this Agreement by the Receiving Party;(b) was rightfully in the Receiving Party's possession before receipt from the Disclosing Party;(c) is received by the Receiving Party from a third party without breach of any obligation of confidentiality; or(d) is independently developed by the Receiving Party without use of or reference to the Disclosing Party's Confidential Information.

5. No License

Nothing in this Agreement shall be construed as granting any rights under any patent, copyright, or other intellectual property right of the Disclosing Party, nor shall this Agreement grant the Receiving Party any rights in or to the Confidential Information, except as expressly set forth herein.

6. Term

This Agreement shall remain in effect for the duration of the Course and for a period of three (3) years thereafter.

7. Governing Law

This Agreement shall be governed by and construed in accordance with the laws of South Carolina, without regard to its conflicts of law principles.

8. Entire Agreement

This Agreement constitutes the entire understanding between the parties regarding the subject matter hereof and supersedes all prior agreements and understandings, whether written or oral, relating to such subject matter.

9. Amendments

This Agreement may not be amended or modified except by a written agreement signed by both parties.

10. No Waiver

No waiver of any term, provision, or condition of this Agreement, whether by conduct or otherwise, in any one or more instances, shall be deemed to be, or construed as, a further or continuing waiver of any such term, provision, or condition of this Agreement.

Effective Date: Date of Purchase